Travel Hacking 101: Transferable Points (TYP)

As highlighted in Travel Hacking 101: Miles vs. Points (and Cashback), there are four transferable point currencies:

In this third post, I’ll highlight Citi ThankYou Points.

Citi ThankYou Points (TYP)

TYP are earned from a few different CitiBank cards. Some examples are: Citi TYP Premier and Citi TYP Prestige.

Citi has some unique ways to redeem TYP. You can use your TYP to shop, but I don’t suggest doing this. You can redeem TYP towards your student loans and mortgage payments. For this redemption, every one point is equivalent to one cent. Not a bad option, especially if you have a plethora of points. If you redeem TYP for statement credit, you only get 0.5 cents per point so that’s not a good option.

Similar to the UR and MR program, Citi also has a travel portal that allows you to use your points to buy flights. Citi however gives you extra incentive to use their travel portal. If you have the Citi Prestige card (that comes with a $450 annual fee), you can book American Airlines flights for 1.6 cents per point. Say for instance a flight costs $500, it will cost you 31,250 TYP. Flights booked through the Citi Travel Center are treated as revenue flights, which means you’ll earn miles and credit for the flight that will count towards status (compared to an award ticket that does not earn mileage).

Citi TYP also has several travel partners and seems to be growing every year:


  • Air France
  • Asia Miles
  • EVA Air
  • Ethiad
  • Malaysia
  • Qantas
  • Qatar
  • Singapore Airlines
  • Thai Airways
  • Virgin America (0.5:1)
  • Virgin Atlantic
  • JetBlue (1:1.25)


  • Hilton HHonors (1.5:1)

In order to transfer TYP to travel partners, you’ll need the Citi TYP Premier card or the Citi TYP Prestige card. I haven’t really explored the full potential of TYP, but there are a couple good travel partners that I plan on utilizing.